I use a Fidelity cash management account debit card. It also refunds ATM Fees with no additional charge and I have used it successfully all over the world. I also use it in Vegas to save on the ridiculous $7.99 ATM fees out there. If you use the Fidelity debit card for purchases while traveling internationally it does charge a 1% foreign transaction fee, but not on ATM withdrawals. This is fine since I use it for withdrawing cash only.

The Capital One® VentureOne® card earns rewards at a lower rate than other cards on this list, but it remains a decent choice for someone looking for a travel rewards credit card with no annual fee and no foreign transaction fees. If you’re not a big spender, you might want to opt for a card like the Capital One® VentureOne® instead of a card with a large annual fee you’ll struggle to justify.
Air NZ OneSmart (NZD, AUD, SGD, HKD, JPY, GBP, EUR, CAD, USD— New Zealand): This innovative prepaid card offer 3 free international ATM withdrawals per calendar month, and can hold a variety of different currencies. If you are in a country with one of the supported currencies, this card can be a good option. If you need to use the card for transactions in unsupported currencies, there is a 2.5% fee. There is now also a $1 monthly fee.
When all else fails, U.S. dollars are the closest thing to a global currency that we have today. It’s the most commonly accepted currency, not only at exchange booths, but even at shops and restaurants in other countries. If there are no ATMs in sight or your cards have been stolen, an emergency backup of U.S. dollars will get you out an emergency situation.
I use a Fidelity cash management account debit card. It also refunds ATM Fees with no additional charge and I have used it successfully all over the world. I also use it in Vegas to save on the ridiculous $7.99 ATM fees out there. If you use the Fidelity debit card for purchases while traveling internationally it does charge a 1% foreign transaction fee, but not on ATM withdrawals. This is fine since I use it for withdrawing cash only.
If you do have to use a bank card, it pays to call when you get home and register your complaint about these fees. Wells Fargo always credits me the entire amount when I call them to gripe about it. Same goes for Amex if they are charging overseas transaction fees; they know what the competition is doing so they rebate the fees with a simple phone call.
Some of the “gotcha” job offers from the past include check-cashing schemes, mystery shopping, medical billing “jobs” that require you to purchase expensive computer software, and craft-making jobs that ask you to pony up the cash for materials before you get started. And let’s not forget about the famous envelope-stuffing scam that was nothing more than a pyramid scheme designed to siphon money from as many people as possible.
Any time you spend money in another country you’re going to pay something for converting U.S. dollars into the local currency. This is true whether you exchange cash at a money changer, withdraw local currency at an ATM, or make purchases with your credit card. Sometimes, you don’t even realize it because the bank simply gives you a less favorable exchange rate and pockets the difference. Other times, they charge you a percentage of the money changed in addition to the hidden profit they earn on the exchange rate.

I just wanted to let you know that I have been hired by Maritz (Thank you Annie) and working with them for almost 30 days now (perfect attendance gets you a $.25 raise after 30 days too). The company has us calling customers from different businesses (banks, insurance co. etc..) and asking them to please complete a survey of how their customer service experience was between 1 (poor) and 10 (excellent). They pay you the minimum wage of your state weekly by direct deposit and pay on time. The staff is great and helpful and they make the job easy and enjoyable. Thanks again Annie and bless you for all your great and helpful information that you share with us.


Cornerstone Relocation Group has been delivering value and relocation management expertise to clients since 1990. Cornerstone is one of ten subsidiary companies within the Atlas World Group family and operates as an independent entity. We are looking for a Manager, Real Estate Inventory ready to join an industry leader in the relocation management industry. Our work culture fosters exposure and innovative ideas and challenges that create experience and opportunity. This is the perfect time ...
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