If you have excellent credit, the Chase Sapphire Preferred® card is the must-have card for any serious traveler and also an excellent choice for anyone heading abroad. It has an introductory annual fee of $0 the first year, then $95—still well worth it if you’ll do a bit of spending on the card. It has no foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance when used at a chip card reader.
It takes an inordinately long time to collect enough points to get even a 5$ gift card, let alone 5$ in paypal… there are other sites that pay out way better. You’d honestly be better off collecting cans and recycling them for change rather than using swagbucks. I’ve tried using it for months now and I’ve had nothing but problems— not receiving points after watching tons of really bad videos/clips, not receiving points after completing a survey (or being told i was “screened out” of a survey AFTER i had a message saying it was complete!) Their customer service is terrible. It might work well for people who shop online a lot, but if you already don’t have any money in the first place, it is not very useful (half the things on there just redirect you to places where you have to sign up, give personal information, a lot of them ask for CREDIT CARD NUMBERS…beware!)
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