Greg Johnson is a personal finance and frugal travel expert who leveraged his online business to quit his 9-5 job, spend more time with his family, and travel the world. With his wife Holly, Greg co-owns two websites – Club Thrifty and Travel Blue Book. The couple has also co-authored a book, Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love. Find him on Instagram, Facebook, and Twitter @ClubThrifty.
The jury is still out on whether it’s safe to rely on car and travel insurance that is sometimes provided by credit cards, and unfortunately, the only way to know for sure is to file a claim after the accident has happened. If you’re concerned about insurance, its best to be safe and purchase it from the car rental company, but if not, you might as well pay with a credit card that offers car insurance and hope for the best if you do end up in an accident. We generally try to use American Express cards when thinking about insurance, as they are managing the insurance on the cards worldwide, whereas Visa/Mastercard insurance is often handled by the card’s issuing bank, and may not be as straightforward to redeem.
Like most US banks it also requires you to be a US resident. But as long as you keep a US address on file, they assume you are living there. If you don’t have a US address while traveling or living abroad, your account might be subject to closure. A mail scanning and forwarding service that offer street addresses (not P.O. boxes) can take care of this for a low monthly fee.
I just love this list, my husband was none too happy when he found out that I had paid 100 dollars to an online scam…. So getting frustrated and just about giving up hope on getting a job for home I ran across this…. I was just wondering if there happened to be anymore job opportunities now since it has been a couple of years…. I have three children and I want to afford their extracurricular activities such as baseball and gymnastics… I don’t want to get a job that would keep me from taking them to practice and or games so I have been trying the online job search and as I have mentioned its basically one scam after the next…. I just really want to make it a little more easier on my husband since he is working so hard and going to school so our children and I can have a good life. So to make it easier I want to work from home and help some with bills without the cost of childcare and just putting more stress on him… We don’t have a lot of money as it is…
Sudden changes in your account activity, such as frequent withdrawals in a foreign country using your ATM card, can sometimes trigger a fraud alert and cause your bank to freeze your account. To prevent being stranded overseas without a functioning ATM card, call your bank before you leave to let them know where and when you will be traveling. During the same phone call, ask for a number that you can call from overseas in case your card is lost or stolen — often the number listed on the back of your card will only work in your home country. Be sure to keep this number in a separate place from your card.

You may not realize it, but online writing jobs can be found in a bazillion different places. Think about it, every website needs somebody to write content. From business websites to blogs, writers can find jobs at thousands of different online locations. While they’re not always the highest paying, online writing jobs can also be found on various job boards.
(function(){"use strict";function u(e){return"function"==typeof e||"object"==typeof e&&null!==e}function s(e){return"function"==typeof e}function a(e){X=e}function l(e){G=e}function c(){return function(){r.nextTick(p)}}function f(){var e=0,n=new ne(p),t=document.createTextNode("");return n.observe(t,{characterData:!0}),function(){t.data=e=++e%2}}function d(){var e=new MessageChannel;return e.port1.onmessage=p,function(){e.port2.postMessage(0)}}function h(){return function(){setTimeout(p,1)}}function p(){for(var e=0;et.length)&&(n=t.length),n-=e.length;var r=t.indexOf(e,n);return-1!==r&&r===n}),String.prototype.startsWith||(String.prototype.startsWith=function(e,n){return n=n||0,this.substr(n,e.length)===e}),String.prototype.trim||(String.prototype.trim=function(){return this.replace(/^[\s\uFEFF\xA0]+|[\s\uFEFF\xA0]+$/g,"")}),String.prototype.includes||(String.prototype.includes=function(e,n){"use strict";return"number"!=typeof n&&(n=0),!(n+e.length>this.length)&&-1!==this.indexOf(e,n)})},"./shared/require-global.js":function(e,n,t){e.exports=t("./shared/require-shim.js")},"./shared/require-shim.js":function(e,n,t){var r=t("./shared/errors.js"),i=(this.window,!1),o=null,u=null,s=new Promise(function(e,n){o=e,u=n}),a=function(e){if(!a.hasModule(e)){var n=new Error('Cannot find module "'+e+'"');throw n.code="MODULE_NOT_FOUND",n}return t("./"+e+".js")};a.loadChunk=function(e){return s.then(function(){return"main"==e?t.e("main").then(function(e){t("./main.js")}.bind(null,t))["catch"](t.oe):"dev"==e?Promise.all([t.e("main"),t.e("dev")]).then(function(e){t("./shared/dev.js")}.bind(null,t))["catch"](t.oe):"internal"==e?Promise.all([t.e("main"),t.e("internal"),t.e("qtext2"),t.e("dev")]).then(function(e){t("./internal.js")}.bind(null,t))["catch"](t.oe):"ads_manager"==e?Promise.all([t.e("main"),t.e("ads_manager")]).then(function(e){undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined}.bind(null,t))["catch"](t.oe):"publisher_dashboard"==e?t.e("publisher_dashboard").then(function(e){undefined,undefined,undefined,undefined,undefined,undefined,undefined,undefined}.bind(null,t))["catch"](t.oe):"content_widgets"==e?Promise.all([t.e("main"),t.e("content_widgets")]).then(function(e){t("./content_widgets.iframe.js")}.bind(null,t))["catch"](t.oe):void 0})},a.whenReady=function(e,n){Promise.all(window.webpackChunks.map(function(e){return a.loadChunk(e)})).then(function(){n()})},a.installPageProperties=function(e,n){window.Q.settings=e,window.Q.gating=n,i=!0,o()},a.assertPagePropertiesInstalled=function(){i||(u(),r.logJsError("installPageProperties","The install page properties promise was rejected in require-shim."))},a.prefetchAll=function(){t("./settings.js");Promise.all([t.e("main"),t.e("qtext2")]).then(function(){}.bind(null,t))["catch"](t.oe)},a.hasModule=function(e){return!!window.NODE_JS||t.m.hasOwnProperty("./"+e+".js")},a.execAll=function(){var e=Object.keys(t.m);try{for(var n=0;n=c?n():document.fonts.load(l(o,'"'+o.family+'"'),s).then(function(n){1<=n.length?e():setTimeout(t,25)},function(){n()})}t()});var w=new Promise(function(e,n){a=setTimeout(n,c)});Promise.race([w,m]).then(function(){clearTimeout(a),e(o)},function(){n(o)})}else t(function(){function t(){var n;(n=-1!=y&&-1!=g||-1!=y&&-1!=v||-1!=g&&-1!=v)&&((n=y!=g&&y!=v&&g!=v)||(null===f&&(n=/AppleWebKit\/([0-9]+)(?:\.([0-9]+))/.exec(window.navigator.userAgent),f=!!n&&(536>parseInt(n[1],10)||536===parseInt(n[1],10)&&11>=parseInt(n[2],10))),n=f&&(y==b&&g==b&&v==b||y==x&&g==x&&v==x||y==j&&g==j&&v==j)),n=!n),n&&(null!==_.parentNode&&_.parentNode.removeChild(_),clearTimeout(a),e(o))}function d(){if((new Date).getTime()-h>=c)null!==_.parentNode&&_.parentNode.removeChild(_),n(o);else{var e=document.hidden;!0!==e&&void 0!==e||(y=p.a.offsetWidth,g=m.a.offsetWidth,v=w.a.offsetWidth,t()),a=setTimeout(d,50)}}var p=new r(s),m=new r(s),w=new r(s),y=-1,g=-1,v=-1,b=-1,x=-1,j=-1,_=document.createElement("div");_.dir="ltr",i(p,l(o,"sans-serif")),i(m,l(o,"serif")),i(w,l(o,"monospace")),_.appendChild(p.a),_.appendChild(m.a),_.appendChild(w.a),document.body.appendChild(_),b=p.a.offsetWidth,x=m.a.offsetWidth,j=w.a.offsetWidth,d(),u(p,function(e){y=e,t()}),i(p,l(o,'"'+o.family+'",sans-serif')),u(m,function(e){g=e,t()}),i(m,l(o,'"'+o.family+'",serif')),u(w,function(e){v=e,t()}),i(w,l(o,'"'+o.family+'",monospace'))})})},void 0!==e?e.exports=s:(window.FontFaceObserver=s,window.FontFaceObserver.prototype.load=s.prototype.load)}()},"./third_party/tracekit.js":function(e,n){/**
#3 – Aim-for-a-Tutor – Read review – To be considered for a job with this company you need to send a well written resume to [email protected] You will need to include a paragraph that says why you are interested in the position, provide your available hours, give your Skype name and how much you hope to earn. Once hired, you will provide one-on-one tutoring online.
7. If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”) or Charles Schwab Bank (“Schwab Bank”), as applicable, will refund any eligible fee related to your concern within the time frames described below. Two kinds of “Fees” are eligible for this guarantee: (1) asset-based “Program Fees” for the Schwab Private Client (“SPC”), Schwab Managed Portfolios (“SMP”), Schwab Intelligent Advisory (“SIA”), and Managed Account Connection (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors and the Schwab Bank Deposit Account Pricing Guide (together, “Account Fees”). Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.
Any company wants to speak to a certain audience in the most effective way possible. Work at home jobs are no different. For example, a content mill that assists clients get content written in English will most probably hire native-English writers only. It may not be fair especially if you can speak and write English just as effectively. Or maybe you are a native speaker but happen to live in a country that is excluded from a work at home opportunity because of the assumption these companies make. Either way language barriers may be a concern for certain companies.
Card terminals at shops and hotels will often detect that your card is from another country and offer to bill you in your home currency. Never choose this option – always pay in the foreign currency! The exchange rate offered will be inflated by the card terminal, so if you’re using one of the credit cards recommended above, you will receive a much better exchange rate.

Who are they and more importantly, how can you find them?  You can find some here on this blog as well as on Workersonboard Worldwide.  This site contains a list of current work at home job openings that are offered worldwide.  I also will include a Huge list (over 50 companies) and sites listed below that you can work for from home and earn extra money online.
PNC Financial Services Group Inc. (NYSE: PNC) offers a $20 reimbursement per statement period on the performance select checking account. The account carries a $25 monthly service charge that can be waived by meeting certain requirements. The account earns interest on balances of $2,000 or more. PNC operates a limited network of brick and mortar locations that can offer additional convenience.
Phony job listings on legit job-hunting websites. One fraudulent group was listing fake jobs on CareerBuilder, which is an otherwise respectable site. The group was charging a big fee for a background check before consideration of any applicants. Federal, state and local authorities received more than 17,000 complaints filed by people who were ripped off by this particular group. And that’s just the number of people who found their way to complain. Who knows how many others were taken?
Virtual assistants, commonly referred to as VAs, come in all shapes and sizes. Many companies will hire VAs if they are looking for help with online administrative tasks (email, calendar management, data entry, etc), but don’t necessarily want to hire a full time employee just yet. They’re the perfect work from home job for busy people that may need to drop their work at a moments notice, or have very sporadic availability.
I appreciate the idea behind this, but I’d like more information on where these jobs can be found. I am a writer and would like to do freelance writing work, but while you mentioned that there are such jobs available, there wasn’t much to say where to find those jobs. I’ve tried to seek them out before, and done writing for places where I got paid (usually not very well), but many of those have dried up or weren’t much to begin with. Are there suggested places to go to do some freelance writing? I’d love to ditch my poorly-paying job, where I have to spend a lot of time away from my family, and do something I actually enjoy doing. Thanks.

Although the demand is expected to decrease over the next decade, the opportunities are still there for travel agents who can harness the Internet to earn clients and help them plan their adventures. According to the BLS, job prospects may be best for travel agents who offer expertise in certain regions of the world, have experience planning tours or adventures, or who focus on group travel.


Sudden changes in your account activity, such as frequent withdrawals in a foreign country using your ATM card, can sometimes trigger a fraud alert and cause your bank to freeze your account. To prevent being stranded overseas without a functioning ATM card, call your bank before you leave to let them know where and when you will be traveling. During the same phone call, ask for a number that you can call from overseas in case your card is lost or stolen — often the number listed on the back of your card will only work in your home country. Be sure to keep this number in a separate place from your card.
Satrap is not a financial advisor & MoneyPantry.com is for entertainment & educational purposes only. Material shared on this blog does not constitute financial advice nor is it offered as such. As mentioned in our Disclosure page, MoneyPantry may have a financial relationship with some of the companies mentioned on this site, including Credit Card providers, and as such it may be compensated with a referral/commission fee. All trademarks, registered trademarks and service marks mentioned on this site are the property of their respective owners.
I worked for TeleTech a few years ago. I didn’t pay for anything upfront – maybe that has changed since. They were supposed to send me a headset, but they sent it to the wrong address despite having my correct one on file and I never got it. I didn’t get to choose the hours I wanted to work and they had me working a 6pm to 1am shift. That just wasn’t practical for me at the time and after asking for a switch but being denied, I quit. The whole experience was a cluster f.
While the fees you pay depend on the bank you do business with, many waive fees for customers with premium accounts or those that carry large balance requirements. It’s also worth looking at whether your bank has physical branches in other countries, such as Citi since their US customers can often use these locations for ATM withdrawals (and many other transactions as well), and whether they have other international partner banks where you can withdraw foreign currency without fees while abroad.
No, I actually didn’t view it before hand. I found the position on Career builder and it said so in the description. On the day of orientation we were told that after or during training we would have to submit the background info and fee before the week we start taking calls. She also said it would not be refunded. I think it said so in the initial offer letter as well.
Bloggers are typically people who enjoy a particular topic and enjoy writing about it on a semi-regular to regular basis. If you have something you are passionate about, or are an expert in a particular area, you can consider starting a blog. Blogs are a great way to: teach people about a particular skill, entertain, or share about life experiences.

sales & marketing (79) >> sales & marketing (79) x housekeeping & laundry (49) >> housekeeping & laundry (49) x food, beverage & culinary (34) >> food, beverage & culinary (34) x rooms & guest services operations (28) >> rooms & guest services operations (28) x loss prevention & security (26) >> loss prevention & security (26) x engineering & facilities (15) >> engineering & facilities (15) x golf, fitness & entertainment (15) >> golf, fitness & entertainment (15) x
×